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Croix Bleue - Blue Cross1-877-909-7686

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Personal health insurance helps you pay for everyday health care expenses that are not covered under the Régie de l’assurance maladie du Québec (RAMQ) public insurance. Similar to the benefits that you would receive if you had an employer group benefits plan, a personal health insurance plan can cover health care services, dental care, vision care and prescription drugs. It can also protect you against loss of income and provide quality protection when you travel abroad.

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  Blue Flex Health Plus AMI
       
Who can subscribe 59 years and under 59 years and under 60 years and over
Satisfaction guarantee yes yes yes
Satisfaction guarantee 10 days 10 days 10 days
Prescription drugs Optional Optional  
Prescription drugs

Complementary to the Public Prescription Drug Insurance Plan.

Refund of the deductible and co-insurance that has to be paid each month to the pharmacist and the cost of certain prescription drugs that are not covered by the public plan.

Complementary to the Public Prescription Drug Insurance Plan.

Refund of the deductible and co-insurance that has to be paid each month to the pharmacist and the cost of certain prescription drugs that are not covered by the public plan.

 
Ambulance yes yes yes
Ambulance 80%, unlimited 80%, unlimited 80%, unlimited
Dental care Optional Optional  
Dental care Preventive care covered at 80%, basic care covered at 50%.
Max.: $500 the first year, $1,000/yr. thereafter.
Subject to a specific deductible.
Preventive care covered at 80%, basic care covered at 50%.
Max.: $500 the first year, $1,000/yr. thereafter.
Subject to a specific deductible.
 
Dental care due to an accident yes yes yes
Dental care due to an accident 80%, Max. $1,000/accident 80%, Max. $1,000/accident Plan B only
80%, Max. $800/accident
Nursing care yes yes yes
Nursing care 80%, Max. 160 hrs., Max. $5000/yr. 80%, Max. 8 hrs./day, 160 hrs./yr. 80%, Max. 8 hrs./day, 160 hrs./yr.
Vision, including eye exams yes yes yes
Vision, including eye exams Exam: $50/period of 24 consecutive months.
Glasses and contacts: not included
Exam: $50/period of 24 consecutive months.
Glasses and contacts: $200/36 months
Plan B only
Exam: $40/period of 24 consecutive months.
Glasses and contacts: $200/36 months
Tests in a private clinic
(MRI, scanner, lab tests)
yes yes yes
Tests in a private clinic
(MRI, scanner, lab tests)
Scanner 80%, Max. $250/yr.;
MRI 80%, Max. $675/yr.;
Polysomnography $400/24 months;
Laboratory tests 80%, unlimited
Scanner 80%, Max. $200/yr.;
MRI 80%, Max. $540/yr.;
Polysomnography $400/24 months;
Laboratory tests 80%, unlimited
Scanner 80%, Max. $200/yr.;
MRI 80%, Max. $540/yr.;
Polysomnography $400/24 months;
Laboratory tests 80%, unlimited
Travel insurance Optional Annual (14-day trips or less).
Emergency medical care up to $5 million.
Cancellation and interruption up to $2,500.
Get 15% off the Emergency Medical Care benefit
Hospitalization in a semi-private room yes yes yes
Hospitalization in a semi-private room For short-term care For short-term care For short-term care
Hospitalization in a private room     yes
Hospitalization in a private room     Plan B only
Private room covered at 80%
Monthly indemnity Optional    
Monthly indemnity (for individuals aged 50 and under)
Several amounts available up to $2,000/month
   
Assistance program for members yes yes yes
Blue Advantage discounts yes yes yes
Hearing aids yes yes yes
Hearing aids $500/period of 36 months $500/period of 36 months Plan B only
80%, Max. $400/period of 36 months
Orthopedic shoes or podiatric orthotics yes yes yes
Orthopedic shoes or podiatric orthotics $200/yr. $200/yr. Plan B only
80%, Max. $160/yr.
Medical devices and accessories yes yes yes
Medical devices and accessories Included Included Plan B only
Health specialists yes yes yes
Health specialists

Acupuncturist, audiologist or audioprosthetist, chiropractor, dietician, occupational therapist, kinotherapist, massage therapist (prescription required), naturopath, osteopath, physiotherapist or physical rehabilitation therapist, podiatrist, psychologist, speech therapist

80%,
Max. $25/visit,
Max. $500/yr./specialist

Acupuncturist, audiologist or audioprosthetist, chiropractor, dietician, occupational therapist, kinotherapist, massage therapist (prescription required), naturopath, osteopath, physiotherapist or physical rehabilitation therapist, podiatrist, psychologist, speech therapist

80%,
No maximum amount per visit,
Max. $500/yr./specialist

Plan B only
Acupuncturist, audiologist or audioprosthesist, occupational therapist, naturopath, osteopath, physiotherapist or physical rehabilitation therapist, chiropractor or podiatrist

$25/visit,
Max. 20 visits/yr./specialist

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