BAGGAGE
About the coverage
Baggage coverage protects your clients against delay, loss, theft or damage to their baggage during the trip. The total amount of coverage for all benefits is $1,500 per trip per insured person.
Benefits
| Baggage | |
| Stolen, lost or damaged baggage | Up to $1,500 |
| Checked baggage delayed for more than 12 hours | Up to $500* |
| Replacement of official documents | Up to $250* |
*As part of the $1,500 maximum coverage amount
Other important information
Items are subject to a $300 maximum reimbursement based on the following categories:
| Category | Description | Maximum reimbursement |
| Jewelry | Includes jewelry, watches, silver, gold, or platinum items. | $300 for all items in this category |
| Electronic devices or cameras | Includes cameras, video or audio devices, tablets, telephones, readers, electronic watches, and any other electronic device, as well as their accessories and equipment. | $300 for all items in this category |
| Items that are part of a set | Includes items that are part of a set, such as a golf club set. | $300 for the set* |
| Other items | Other items that do not fall under the previous categories. | $300 for each item |
| * When an item that is part of a set is lost, the set is considered as a single item and the value of the lost or stolen item is assessed in proportion to its importance within the set. The loss of this item does not constitute the total loss of the set. | ||
Limitations and exclusions
Baggage coverage is subject to exclusions and limitations, including but not limited to:
- Excluded items, such as financial assets, vehicles, furniture and medication.
- Neglect, recklessness or disappearance
- Confiscation or damage related to illegal transportation or trade
For all the details on what is covered as well as the coverage limitations, please refer to the insurance policy.