BAGGAGE
The baggage coverage protects your client against delay, loss, theft or damage to their baggage during the trip. The amount of coverage for all benefits is $1,500 per trip per insured person.
What is covered
| Baggage | |
| Stolen, lost or damaged baggage | Up to $1,500 |
| Checked baggage delayed for more than 12 hours | Up to $500 |
| Replacement of official documents | Up to $250 |
Maximum reimbursement per item or per item category
| Category | Description | Maximum reimbursement |
| Jewelry | Includes jewelry, watches, silver, gold, or platinum items. | $300 for all items in this category |
| Electronic devices or cameras | Includes cameras, video or audio devices, tablets, telephones, readers, electronic watches, and any other electronic device, as well as their accessories and equipment. | $300 for all items in this category |
| Items that are part of a set | Includes items that are part of a set, such as a golf club set. | $300 for the set* |
| Other items | Other items that do not fall under the previous categories. | $300 for each item |
| * When an item that is part of a set is lost, the set is considered as a single item and the value of the lost or stolen item is assessed in proportion to its importance within the set. The loss of this item does not constitute the total loss of the set. | ||
For all the details on what is covered as well as the coverage limitations, please refer to the insurance policy, pages 30-33.
Claim example
Your client has their backpack stolen on an excursion in Mexico. They contact the Mexican authorities to report the theft of their items and then submit the necessary documentation to Blue Cross Travel Assistance.
| Baggage Content | |
| Watch | $475 |
| Tablet | $450 |
| Camera | $350 |
| Clothing | $100 |
| Toiletry bag | $120 |
| Towel | $25 |
| Total loss | $1,520 |
| Calculation of reimbursement | ||
|
Jewelry |
Electronic devices or cameras |
Other items |
| $300 | $300 | $245 |
| Potential reimbursement total: $845 | ||