Our Visitors to Canada insurance includes emergency medical and dental coverage when you are visiting Canada or are not eligible for a provincial health insurance plan.
This coverage insures common and reasonable expenses incurred as a result of a medical emergency resulting from an accident or illness in Canada or during a side trip.
Choice of coverage amounts of 50 000 $, 100 000 $, 150 000 $ per traveler
Choice of coverage amounts of $50,000, $100,000 or $150,000 for the following expenses:
Important information about COVID-19:
Examples of exclusions:
There are other exclusions in the policy. We've listed some examples here but be sure to check your policy for a complete list.
Exclusions related to pre-existing medical conditions may also apply.
Enjoy the same coverage if you go to the United States or anywhere else in the world during your trip to Canada.
Return to your country of residence and come back to Canada without ending your contract.
In case of a medical emergency, our assistance team is available 24/7 to guide you, wherever you are.
The Canadian government health insurance does not cover visitors to the country. If you are visiting Canada, a student, a foreign worker, if you are returning to the country after a long absence, a newcomer waiting to be eligible for provincial health insurance, or a Super Visa applicant, individual coverage is recommended.
Only reasonable and usual medical and surgical charges are covered at 100% under this plan. Individuals without provincial health care insurance are sometimes charged higher fees for treatment than the fees set and allowed by the government schedule of the province where the medical service is rendered. Blue Cross does not refund any additional fees that some doctors may charge.
Yes, you can buy a Visitors to Canada plan if you meet the following criteria.
The contract must be purchased:
Individuals who purchase after the effective date of another insurance contract offering similar coverage in Canada must present proof of that insurance.
When the contract is purchased within 30 days of the date of arrival in Canada or the termination date of an insurance coverage in Canada similar to ours, there is a waiting period of 3 days from the date of purchase.
During this waiting period, insured persons are covered for accidents and injuries, but not for illness.