Wherever life may take you

You can count on us for support no matter where you are in life. We've been doing that for over 80 years.

travel

Travel Insurance

Canadian travellers, visitors or newcomers to Canada: we have insurance solutions for you.


 
health

Health Insurance

Self-employed workers, new retirees, students or employees without group insurance: we’re here to protect your health.

 
life

Life insurance

Whatever may happen in life, knowing your loved ones are financially protected in case of an unforeseen event can provide invaluable peace of mind.
 
télémedecine

 

TELUS Health Virtual Care service

Get free medical support 24/7

With every eligible health insurance plan purchased, you can talk to a doctor online, obtain and renew prescriptions, anywhere in Canada.
 

Other reasons to choose Ontario Blue Cross

flight delay

Flight Delay Service

This free service provides benefits to enhance your experience in the event of a flight delay. Depending on the length of the delay, you may be able to access an airport lounge or even a hotel room.

 

Learn more

Assistance

Assistance Program

This exclusive program, included free of charge in your health insurance policy, gives you access to various support services to help you through a difficult situation.

 

Learn about the program

rebates

Blue Advantage Discounts

Included free of charge in your health insurance policy, this program allows you to save on many health products and services to help you make wellness your priority.

 

See the discounts

perso

  Line

  Medical emergency in Italy

“I have always received good service from Québec Blue Cross. That’s why I’ve been choosing this insurance provider for more than 20 years to cover my family while travelling.”

perso

  Sherry

  Baggage delay in Florida

“Québec Blue Cross provided us with exceptional support throughout the claims process. The reimbursement was quick and efficient.”

perso

  Richard

  Medical emergency in Florida

“We knew we were in good hands with Québec Blue Cross, which was very reassuring. Thank you very much.”

perso

  Line

  Medical emergency in Italy

“I have always received good service from Québec Blue Cross. That’s why I’ve been choosing this insurance provider for more than 20 years to cover my family while travelling.”

perso

  Sherry

  Baggage delay in Florida

“Québec Blue Cross provided us with exceptional support throughout the claims process. The reimbursement was quick and efficient.”

perso

  Richard

  Medical emergency in Florida

“We knew we were in good hands with Québec Blue Cross, which was very reassuring. Thank you very much.”

Besoin d’en savoir plus?
 

plane

Travelling during the pandemic

Get informed before you decide to travel.

dice

About us

Products and services that have evolved with our clients since 1942.

plane

Our travel tips

Tips for safe travel, ideas for planning your dream vacation.

icons

Our health tips

Read our suggestions for taking care of yourself and making your life a little easier.

Find the answers to your questions

Insurance doesn't have to be complicated.

TRAVEL INSURANCE
HEALTH INSURANCE

Emergency Medical Care Coverage 

Yes, as long as you meet the pre-existing medical condition requirements of your contract. 

Trip Cancellation or Interruption Coverage 

If you bought your travel insurance before November 1, 2022, you are covered under the Trip Cancellation or Interruption coverage, if it took effect after March 30, 2022, under the same conditions as any other event mentioned in the contract. 

If you bought your travel insurance on or after November 1, 2022, the Trip Cancellation or Interruption coverage allows you to be reimbursed for certain costs related to pandemics, including COVID-19, only if you have purchased Optional Protection: Pandemic. 

To learn more about the Optional Protection: Pandemic and about the Trip Cancellation or Interruption coverage, please consult the "Trip Cancellation or Interruption" section of your travel insurance policy or contact us at 1-888-822-5383. 

Emergency Medical Care Coverage 

Yes. The travel advisories of the Government of Canada do not affect insurance eligibility. However, we recommend that you follow government and health authority recommendations. 

Trip Cancellation or Interruption Coverage 

This coverage contains limitations regarding government advisories. Please refer to our policy to find out more. 

For contracts purchased between March 30 and October 31st, 2022, if an advisory to “Avoid non-essential travel” or “Avoid all travel” is effective when the coverage becomes effective, the “Return delay expenses – COVID-19 pandemic” benefit covers some expenses. The expenses are covered if you must postpone your return due to a positive COVID-19 test or contact tracing. 

For contracts purchased on or after November 1, 2022, you will need to purchase Optional Protection: Pandemic if you wish to benefit from the same coverage. 

If you have any questions about your coverage, please refer to your travel insurance policy or contact us at 1-888-822-5383. 

This is an option that we offer clients who take out travel insurance on or after November 1, 2022. This option makes it possible to insure certain Trip Cancellation or Interruption costs, including those incurred during a pandemic. In fact, if you bought your travel insurance on or after November 1, 2022, you are not covered by the Trip Cancellation or Interruption coverage in the event of a pandemic unless you purchase Optional Protection: Pandemic. 

This coverage must be purchased within 5 days of the first non-refundable prepaid travel arrangement made and purchased at the same time as the Trip Cancellation or Interruption coverage. If you don’t insure your travel expenses, you can purchase the Trip Cancellation or Interruption coverage + Optional Protection: Pandemic, at any time prior to departure. The level of coverage varies depending on whether or not a Canadian government travel advisory related to a pandemic is in force on the effective date of the coverage. 

To learn more about the Optional Protection: Pandemic, please consult the "Trip Cancellation or Interruption" section of the travel insurance policy.

No, the situation in European countries for which no government advisory has been issued does not fall within the conditions eligible for the cancellation and interruption of a trip. As the situation is changing rapidly, we urge you to monitor government warnings that may affect your travels and contact our Client Experience Center at 1-888-822-5383 who will answer your questions. We continue to support you and we recommend you be extra vigilant.

Yes, we currently accept claims for consultations carried by phone or video chat with the following medical practitioners (if they are covered by your contract):

  • Audiologist or audioprosthetist
  • Chiropractor
  • Nutritionist or dietician
  • Occupational Therapist
  • Naturopath
  • Speech and language therapist
  • Physiotherapist or Physical rehabilitation therapist
  • Podiatrist or chiropodist
  • Psychologist

To be eligible for disability payments, you must:

  • Have been diagnosed with a COVID-19-related infection.


AND

  • Meet the disability definition of your insurance policy.


If you are eligible, the waiting period before you receive your payments for disability benefits starts on the first day you were placed under quarantine.

To submit a disability claim, please follow the steps on our website.