Waiting for the public insurance to start?
If you have filed an application to the Régie de l’assurance maladie du Québec (RAMQ) and are waiting for approval, you leave yourself at risk of having to pay for any medical expenses or accidents that may occur before you receive your public coverage. Protect yourself in the case of a medical emergency with a health insurance plan that covers medical emergencies, and when your RAMQ status is confirmed, you can apply for a personal health insurance plan to cover the expenses the RAMQ doesn’t cover. Get a free, no obligation quote today!
Limitations of provincial health coverage
As Quebecers, we are privileged to have access to one of the best health care systems in the world. Essential coverage is available to everyone, but even the best health care program cannot cover everything. Make sure you know what is and isn't covered by the RAMQ, and protect yourself from the expenses that are not covered.
What type of coverage can you get until your RAMQ coverage starts?
If you are a permanent resident, a Canadian citizen returning to the country after several years abroad, a foreign student or foreign worker, or if you have applied for a super visa, we have Visitors to Canada insurance plans that are available to you to cover emergency medical costs until your RAMQ coverage starts.
Many people don’t realize the costs that an unexpected emergency can incur. Without insurance, you must pay any expenses incurred as a result of an injury, accident or unexpected illness. Until your RAMQ coverage is confirmed, Blue Cross offers you protection against unexpected costs. With a health insurance plan from Blue Cross, you can protect your health and your finances.