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Leaving Canada

Leaving Canada

How long can I be outside Canada before my RAMQ coverage expires?

Are you planning an extended leave abroad? To maintain your RAMQ public health insurance, you must be living in Québec more than half the year. If you’ll be away for more than 182 days, you must request an extension to your public insurance -- before it expires. If your trip will last more than 182 days, contact us.

Provincial health care for Canadians leaving Canada for an extended trip

If you are leaving Canada for an extended period, it is important to contact the Régie de l’assurance maladie du Québec (RAMQ) in advance to make them aware of your absence and obtain authorization for extended absences. You can thus avoid having your public health insurance coverage expire while you are away. It is much more difficult to re-apply for public health benefits after they expire. Obviously, you must also subscribe to a travel insurance plan as soon as your departure from Canada is confirmed and the extension of your RAMQ coverage is authorized. You will then have proper protection.

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IMPORTANT NOTICE TO TRAVELLERS – In accordance with official government recommendations, and given the limited availability of medical resources worldwide, it is imperative that all travellers currently abroad return to Canada as soon as possible.

NOTICE TO INSURED PERSONS – To allow us to respond to urgent requests from travellers currently abroad and to reduce waiting times, please contact us by phone only if your trip is scheduled to take place in less than 72 hours.

SUSPENSION OF SALES – In order to contribute to collective efforts to curb the spread of COVID-19, we have decided to suspend sales of new travel insurance policies until further notice. This decision stems from our desire to protect the health and wellness of our insureds.

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