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Disability insurance

Disability insurance

What would happen if you were forced to take time off work due to an illness or injury? Would you be able to manage your expenses?

Blue Cross offers a wide selection of disability insurance plans to protect you from financial worry if you are unable to work.

Tangible®: Disability insurance that converts to long-term care coverage when you need it most

Tangible is a unique disability insurance that protects you today and adapts to tomorrow. When you retire, your disability insurance automatically converts to long-term care insurance. That way, you can receive the right care at the right time.

Based on your age, current health condition, and your type of occupation, Tangible® Disability Hybrid Coverage can provide up to $10,000 of coverage per month.

This insurance plan has many features and options, such as a regular occupation benefit, giving you the flexibility to tailor your plan to your budget and coverage needs.

For more information on this product, including benefits, eligibility, and special features, please refer to the brochure link below or contact your Blue Cross insurance broker for information and a quotation.

See brochure for more details.

Blue Flex®: Disability insurance that fits your needs

This coverage is ideal for anyone who is employed. If you are self-employed, an employee of a business that does not offer group insurance, or a business owner, this program is designed for you.

Based on your age, current health condition, and your type of occupation, Blue Flex® Disability Insurance can offer you up to $6,000 of disability insurance per month.

Flexible waiting periods and benefit periods with Regular Occupation and Premium Refund options: Blue Flex is a plan that suits your needs and budget.

For more information on this product, including benefits, eligibility, and special features, please refer to the brochure link below or contact your Blue Cross insurance broker for information and a quotation.

See brochure for more details.

Blue Flex® Monthly Indemnity: Disability insurance for those without income or in high-risk occupations

If you are retired, a student, a seasonal worker, part-time employee, or you work without pay or work in a hazardous occupation, this coverage is ideal for you.

Many occupation categories that may not be eligible for traditional disability coverage are eligible under this plan.

Based on your age, current health condition, and type of work, the Blue Flex® Monthly Indemnity can offer you up to $2,000 per month in benefits.

As with all our plans, this program comes with many special features. You can choose from a selection of waiting periods and benefit periods that allow you to tailor your plan to your budget and needs.

For more information on this product, including benefits, eligibility, and special features, please refer to the brochure link below or contact your Blue Cross insurance broker for information and a quotation.

See brochure for more details.

Mortgage Plan: Disability insurance that protects your real estate investment

Our mortgage disability insurance is specifically designed to protect your mortgage or your home equity line of credit.

You can select coverage to protect your investment up to $6,000 per month for either 24 months or the duration of your loan.

Covering principal dwellings, second residences, and multiplex buildings of eight units or less, this product is ideal for providing the financial protection you need for your real estate investment.

For more information on this product, including benefits, eligibility, and special features, please refer to the brochure link below or contact your Blue Cross insurance broker for information and a quotation.

See brochure for more details

Express Plan Monthly Indemnity: Disability insurance with no medical exam

In the event of an accident or illness, this coverage provides you with a monthly payment to help you manage everyday expenses up to $1,000 per month for 12 months.

This plan requires only a simple declaration with a few health questions in order to apply.

For more information on this product, including benefits, eligibility, and special features, please refer to the brochure link below or contact your Blue Cross insurance broker for information and a quotation.

See brochure for more details