Despite popular belief, the Régie de l’assurance maladie du Québec (RAMQ) does not cover all health care services. Most people are aware of the basic coverage provided, such as doctors’ visits and emergency health care, but what about other medical costs? Some services aren’t covered at all, while others are covered only partially.
A number of factors come into play regarding whether you are covered by the RAMQ, including:
Whether or not you are a recipient of last-resort financial assistance.
If you have questions, it’s important to talk to your physician or health care provider before you undergo treatment. Visit the Régie de l’assurance maladie du Québec Web site for more information.
Costs not covered by the RAMQ
Here is a list of services that are typically not covered by the RAMQ:
Physiotherapy, acupuncture, chiropractics, osteopathy, etc.
Treatment of varicose veins by injection in a private medical office
The services of a psychologist
Laboratory services (except at the hospital)
Some highly specialized exams when performed outside an institution (CT, MRI)