Uncover 5 Myths about Visitors to Canada Insurance

Are you eagerly anticipating a visit from your loved ones? Or perhaps you’re an international traveller planning an exciting trip to Canada? In either case, ensuring your well-being during your stay is crucial. That’s where Québec Blue Cross Visitors to Canada insurance comes into play. In this article, we’ll dispel common misconceptions and shed light on the benefits of this flexible coverage.

Myth #1: Visitors to Canada insurance isn’t necessary because I’ll be able to benefit from the Canadian healthcare system if needed.  

Fact: Visitors to Canada aren’t automatically covered by Quebec’s public health insurance plan. It’s essential to recognize that provincial health coverage varies, and visitors may not be eligible for free medical services.  

During your stay in Canada, consider purchasing private insurance specifically designed for visitors. This insurance provides coverage for hospital costs in case of accidents or illnesses. Without it, you could face unexpected expenses that may be substantial, depending on the situation. 


Myth #2: Visitors to Canada insurance isn’t necessary because I’m in good health. 

Fact: Even if you’re in excellent health, unforeseen circumstances can arise. Accidents happen and illnesses strike unexpectedly. That’s why it’s important to have insurance coverage for medical expenses while in Canada. 

With Québec Blue Cross Visitors to Canada insurance, you get 24/7 access to our Travel Assistance service. Our experts can help you in an emergency and guide you when needed. 


Myth #3: Visitors to Canada insurance is too expensive. 

Fact: While some may perceive Visitors to Canada insurance as costly, it’s essential to consider the potential expenses associated with a medical emergency in Canada. The cost of Visitors to Canada insurance can be a justified and reassuring expense. In the unfortunate event of an accident or illness, medical expenses can quickly add up. Having coverage ensures that you won’t have to bear the full burden of these costs. Visitors to Canada insurance offers flexibility. You can compare different coverage options and select the one that aligns with your needs and budget. 

The cost varies depending on length of stay, age and the maximum coverage selected: $50,000, $100,000, or $150,000 per person. 


Myth #4: I’ve already arrived in Canada, so it’s too late to buy Visitors to Canada insurance. 

Fact: You actually have 30 days from the date of your arrival in Canada to purchase an insurance policy. However, it’s highly recommended that you purchase insurance before your arrival. Why? Because purchasing insurance in advance ensures you’re covered as soon as you set foot in Canada.  

If you’re already in Canada when you decide to purchase insurance, you’ll be covered immediately in case of an accident or injury. However, there will be a three-day waiting from the date of purchase before coverage for any sudden illness begins.  


Myth #5: If I buy Visitors to Canada insurance, I will not be covered if I decide to spend a few days in the United States. 

Fact: Visitors to Canada insurance not only covers your stay within Canada but also extends to side trips you plan outside the country. Whether you’re exploring the United States or embarking on a Caribbean adventure, your insurance remains valid. 

To ensure your side trips are covered by Visitors to Canada insurance, keep the following in mind: 

  • Each side trip should last a maximum of 30 days. 
  • The combined duration of all side trips must not exceed 49% of the overall contract period. 

 To explore your options and find the right coverage, get an online quote today!