Important information about sponsorship and health insurance
Immigration has played a huge role in the development of Canada, and it continues to do so today. People from all over the world choose Canada as a place to live, work, and raise their families.
If you are a permanent resident of Canada, you may sponsor your relatives to come to Canada. If your family member is eligible to become a permanent resident, that person will be allowed to live, study, and work legally in Canada, and will have the same rights and freedoms as a Canadian citizen, including health care coverage in Québec through the Régie de l’assurance maladie du Québec (RAMQ).
One of the most common questions asked about the sponsorship process relates to the timeframe. Although the processing time varies based on factors such as the type of application, who is being sponsored, and where the sponsored person currently resides, here are the general guidelines:
For person(s) to be sponsored living outside of Canada: For a spouse, common-law partner, or a dependent child, it takes approximately 44 days. For parents and grandparents, it can take up to 41 months. However, parents and grandparents may also qualify for a super visa, which allows them to visit Canada for up to two years. Sponsorship is processed immediately for children who are adopted from outside Canada.
For person(s) to be sponsored currently living in Canada: For a spouse or common-law partner already in Canada, the initial assessment takes up to 14 months to complete, and an additional 8 months is required for security and background clearance.
Other sponsorship factors
Acceptance is also based on medical, security, and background checks. Learn more about the processing times and the application process for sponsoring an immigrant at http://www.cic.gc.ca/english/index.asp.
Health care for newly sponsored immigrants
One of the main reasons new immigrants come to Canada is to have a better quality of life, and a big part of this is gaining access to high-quality health care and medical assistance.
New immigrants to Québec will have access to its universal, publicly funded health-care system through the RAMQ. However, because there is a three-month waiting period before new residents have access, it is advisable for all new residents to apply for RAMQ coverage as soon as they move to the province.
Exemptions from the waiting period are granted in some cases. Learn more by visiting the RAMQ’s website.
Paying for health care during the waiting period
Many recent immigrants opt to invest in private health insurance during the waiting period to help offset the costs of medical care during this time.
Many people fail to realize the significant cost of unexpected medical emergencies and health care. Without health insurance during your RAMQ waiting period, you have to pay for all medical expenses out of your pocket – not an ideal situation for most newcomers.
Whether you are a permanent resident, foreign student, or foreign worker, Blue Cross has short-term health insurance plans that are available to help protect your health and your finances.