Price and coverage are two of the main considerations for people shopping for travel insurance. However, people rarely think about the circumstances or situations in which they will actually need to use their policy.
For travel outside Canada, the most important consideration for many people is knowing they will have access to high-quality health care regardless of where they travel. When choosing a plan, they think about emergency medical care, hospital access, and even emergency evacuation coverage.
These travel insurance features give you peace of mind in knowing that you have access to health care in other countries.
But what about when you return from your trip? What happens if you were hospitalized due to illness or an accident in another country? Will you still be covered when you get home? Or are you on your own once you are back in the country?
Most travel insurance policies cover you until you return to Canada. Once you are back, you are required to rely on the RAMQ or your group health insurance plan from your employer. You may also have to pay out of pocket if you need extensive medical attention after your trip. Blue Cross travel insurance eliminates these worries.
Blue Cross member assistance
Our travel insurance plans provide immediate expert assistance for any emergency situation you may encounter while you’re travelling. Our representatives are available 24 hours a day, 7 days a week, 365 days a year, with an assistance network that branches across the globe, and our plans include a medical follow-up in Canada once you return from your trip. Learn more about our travel assistance services.
What Blue Cross medical follow-up coverage includes
When a covered person is repatriated to his or her place of residence in Canada after a hospital stay outside Canada, we reimburse the following costs if they are incurred in the 15 days after repatriation:
The cost of a semi-private room in a hospital, rehabilitation centre, or convalescent home, up to a maximum of $1,000.
The fees for home nursing care when medically required and provided by a registered nursing assistant, up to a maximum of $50 per day, for a maximum of 10 days.
The costs for the rental of the following devices, up to a maximum of $150: crutches, standard walker, cane, truss, orthopaedic corset, or oxygen.
The cost for transportation (ambulance and/or taxi) in order to receive medical care, up to a maximum of $250.
These health-care costs are commonly overlooked, and they can add up quickly. We understand that your health care needs extend well beyond the duration of your trip.
A medical follow-up in Canada is exclusive to Blue Cross
We are currently the only travel and health insurance provider that offers medical follow-up coverage as part of a travel insurance plan. Ensuring you receive the best care possible, regardless of the situation, is of the utmost importance to us.