Travelling within Canada: Find the Right Insurance for Your Needs

Explore Canada with the Right Coverage 

With summer just around the corner, are you dreaming of a Canadian adventure? Whether you’re exploring breathtaking landscapes, soaking in the fresh air of the great outdoors, cruising along stunning watercourses, or discovering the charm of a vibrant city, the possibilities are endless! 

Before you set off to another province, it’s important to know that your provincial health insurance may not cover all out-of-province medical expenses in case of an emergency. Unexpected costs can disrupt your plans. But with Blue Cross travel insurance, you can explore with confidence, knowing you’re covered.

Is Your Health Insurance Card Enough for Travel Within Canada? 

Having a valid health insurance card is essential when travelling in Canada, but it doesn’t guarantee full coverage for medical care outside your province of residence. In fact, health care facilities outside Quebec may not accept your health insurance card, requiring you to pay upfront and request reimbursement later leading to potential delays and unexpected costs. 

What does your provincial health plan cover outside Quebec? 

Thanks to interprovincial agreements, your provincial health plan provides basic coverage for hospital care and services received during hospitalization. This includes standard ward accommodation, medical procedures, and essential treatments. 

What isn’t covered? 

Each province and territory has its own health care rules, which means certain services may not be covered or may only be partially reimbursed. Some key expenses that may be your responsibility include: 

• Ambulance transportation 

• Emergency repatriation 

• Prescription drugs purchased outside Quebec
   

Are medical consultations fully reimbursed? 

Not always. Medical consultations are reimbursed based on Quebec’s rates. If the cost is higher in another province, you’ll be responsible for the difference.

Complete Travel Insurance for Trips Across Canada 

To ensure you’re fully protected while travelling across Canada—and to avoid costly medical bills in case of an emergency—it’s wise to get private travel insurance before you leave. 

Québec Blue Cross Travel Insurance 

Québec Blue Cross travel insurance provides comprehensive coverage for expenses not covered by your provincial health plan, including: 

• Emergency dental care 

• Prescription drugs 

• Ambulance fees 

• Specialized consultations 

• And more
   

Beyond medical coverage, our plans also include essential benefits tailored to your needs, such as trip cancellation, baggage insurance, and 24/7 travel assistance—so you’re supported at every stage of your trip. 

Multi-Trip Annual: Year-Round Coverage for Every Adventure 

For frequent travellers and spontaneous getaways, the Multi-Trip Annual is the perfect solution if you’re planning multiple trips—whether within Canada or abroad. 

From a weekend in Ottawa to a tropical escape down south or a road trip through the Rockies, this plan keeps you covered for every adventure. 

• Comprehensive annual insurance: One policy covers all your trips. 
• Ultimate flexibility: Travel whenever you want. 
• Cost savings: Start saving as early as your second trip.
   

Choose the coverage that matches your adventurous spirit and explore year-round with the confidence of knowing you’re covered. 

Travel with Confidence with Québec Blue Cross 

Whether you’re exploring Canada or venturing abroad, every trip is unique—and your insurance should be too. Our expert-designed plans offer comprehensive coverage tailored to your needs, no matter where you go. Find the best solution for you in just a few clicks.