Travel Insurance, an Essential Part of Your Family Vacation!
Feb 3, 2023
Why travellers prefer Blue Cross
Feb 3, 2023
Planning your next family trip and wondering if you’re properly covered in case of accident or illness? You may have coverage through your group insurance or credit card… So, why would you need individual travel insurance? Together, let’s take a trip and find out how essential it is to purchase travel insurance for your next family vacation outside your province of residence.
The Régie de l’assurance maladie du Québec (RAMQ) website emphasizes the importance of purchasing private travel insurance before leaving your province of residence. Contrary to popular belief, RAMQ reimburses only a small part of emergency medical care costs received outside your province of residence. So, whether you’re planning a family weekend in Toronto or an all-inclusive trip to Mexico, travel insurance is an absolute necessity.
In terms of reimbursement, this is limited to CAN$100 per day for hospital expenses abroad. However, these costs can amount to several thousand dollars in some destinations, such as the United States. Take the example of a person who spends three days in the intensive care unit of a Florida hospital because of a serious health problem. According to the RAMQ website, hospital services would cost $25,000 in this case. Without travel insurance, the cost would be $24,700, or 99% of the total amount.
If you want to avoid unexpected bills and out-of-pocket expenses, Québec Blue Cross travel insurance provides access to one of the largest provider and healthcare facility networks in the United States, enabling direct payment to the provider whenever possible.
Do you have travel insurance through your credit card or group insurance plan? We encourage you to review the coverage offered and make sure it meets your actual trip needs.
This type of coverage often includes important restrictions and limitations. Before you travel, here are some things to consider:
If in doubt, you can supplement your coverage with individual travel insurance. If you have questions about our travel insurance, our customer experience agents will be happy to recommend the best option.
Québec Blue Cross offers four types of travel insurance coverage.
Coverage should be selected according to your situation and needs, based on the type of trip you plan to take. Make sure you get the coverage that is right for you.
A trip doesn’t always turn out as planned. Our goal is to support you in every phase of your stay: from planning to returning home.
Want to know more about Blue Cross travel insurance? Our customer experience agents are available to answer your questions.
Before travelling, we recommend you review the following information.
If you need additional information or tips before departure, our customer experience agents will be happy to help.
Get a quote online for Blue Cross travel insurance and find coverage that meets your needs.
*Only the two oldest insured persons pay a premium. Dependent children accompanying you are covered for Emergency Medical Care free of charge for trips of 31 days or less.