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Taking a trip to another province? Travel insurance is a must

Taking a trip to another province? Travel insurance is a must

Whether you are taking a trip across the border or driving to another province, the only way to ensure that you are protected in case of an emergency is by purchasing a travel insurance policy for your trip.

The Ministry of Health and Social Services (ministère de la Santé et des Services sociaux) states that typically RAMQ coverage (while out-of-province but within Canada) is for professional and hospital services only. Therefore, when travelling outside of Québec but within Canada, the ministry recommends that you obtain private supplementary health insurance for services not covered.

Although you will have a limited amount of coverage through RAMQ while you’re in another province, the amount of money you may need to pay for services not covered by RAMQ, such as ambulance service, will typically be more than the cost of a travel insurance policy.

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IMPORTANT NOTICE TO TRAVELLERS – In accordance with official government recommendations, and given the limited availability of medical resources worldwide, it is imperative that all travellers currently abroad return to Canada as soon as possible.

NOTICE TO INSURED PERSONS – To allow us to respond to urgent requests from travellers currently abroad and to reduce waiting times, please contact us by phone only if your trip is scheduled to take place in less than 72 hours.

SUSPENSION OF SALES – In order to contribute to collective efforts to curb the spread of COVID-19, we have decided to suspend sales of new travel insurance policies until further notice. This decision stems from our desire to protect the health and wellness of our insureds.

See our FAQ for quick answers to your questions.