Insurance for students studying abroad

Are you hoping to pursue your studies at a university in Paris next year? Did you get a scholarship to play soccer at Michigan State University? Whatever your situation, you are lucky to be one of the few who enjoy such an opportunity. To study, explore and travel in a new country is sure to be an enriching experience.

Protecting yourself in case of a medical emergency is probably the last thing on your mind, and we can understand why! But you should know that most schools require you to have a medical insurance plan before you begin your classes, and Québec’s public medical insurance plan is limited outside your province of residence.

The Québec Ministry of Health and Social Services (Ministère de la Santé et des Services sociaux) recommends that you purchase additional health insurance when you leave Canada. To maintain your Québec public health insurance coverage, you can travel outside Québec for 182 days or less in a one-year period, which is less than half the year. For coverage for a longer period of time, contact the Régie de l’assurance maladie du Québec for authorization to maintain your coverage.

Why Blue Cross for students?

  • Optional deductibles on emergency medical care costs. Where possible, we arrange payment directly with the hospital.
  • Access to one of the largest network of health care providers and facilities across the United States thanks to our partnership with GeoBlue.
  • Travel assistance available 24/7 for any emergency, anywhere you travel.

Options available for students

Your options vary depending on where you travel. If you know you will return home once a month, an annual 31- or 60-day plan may be the best option for you. If you will be away for more than six months at a time, a single-trip plan may be the best option. For more information, contact us today.

  Medical only Annual Medical Package Plus Annual Package
Duration of coverage Up to 365 days Available for 17, 31, 60, 90, 120, 150 or 180 days Up to 365 days Available for 17, 31, 60, 90, 120, 150 or 180 days
Emergency medical care included included included included
Trip cancellation     included included
Trip interruption     included included
Baggage     included included

All plans include:

  • $5 million for emergency medical care per trip
  • Hospitalization fees
  • Professional fees for nurses, physicians and other health care professionals for emergency medical treatment
  • Up to $2,000 for emergency dental treatment as a result of an accident
  • Emergency repatriation, when necessary and based on the medical condition of the insured, subject to approval by the travel assistance medical team and the attending physician at the destination
  • Return of your travelling companion and/or family members covered by the same policy
  • Up to $3,000 for accommodation and meals if your return is delayed due to a medical emergency
  • Medical follow-up in Canada after repatriation